Mobile App Terms of Service

These Terms of Service govern your use of Recura, our website located at https://getrecura.com, and any related services provided by Recura Inc..

When you create an Recura account or use Recura, you agree to abide by these Terms of Service and to comply with all applicable laws and regulations. If you do not agree with these Terms of Service, you are prohibited from further using the app, accessing our website, or using any other services provided by Recura Inc..

If you access or download Recura from (1) the Apple App Store, you agree to any Usage Rules set forth in the App Store Terms of Service; and/or (2) the Google Play Store, you agree to the Android, Google Inc. Terms and Conditions including the Google Apps Terms of Service.

We, Recura Inc., reserve the right to review and amend any of these Terms of Service at our sole discretion. Upon doing so, we will update this page and notify you through the app and/or the email address you provided when you created your account. Any changes to these Terms of Service will take effect immediately from the date of publication.

These Terms of Service were last updated on 31 October 2021.

Limitations of Use

By using Recura and our website, you warrant on behalf of yourself, any entity who you represent who has entered into these Terms of Service, and your users that you will not:

  1. modify, copy, prepare derivative works of, decompile, or reverse engineer Recura or any materials and software contained within Recura or on our website;
  2. remove any copyright or other proprietary notations from Recura or any materials and software contained within Recura or on our website;
  3. transfer Recura or any of its associated materials to another person or “mirror” the materials on any other server;
  4. knowingly or negligently use Recura or any of its associated services in a way that abuses or disrupts our networks or any other service Recura Inc. provides;
  5. use Recura or its associated services to transmit or publish any harassing, indecent, obscene, fraudulent, or unlawful material;
  6. use Recura or its associated services in violation of any applicable laws or regulations;
  7. use Recura to send unauthorized advertising or spam;
  8. harvest, collect, or gather user data without the user’s consent; or
  9. use Recura or its associated services in such a way that may infringe the privacy, intellectual property rights, or other rights of third parties.

Intellectual Property

The intellectual property in the materials in Recura and on our website are owned by or licensed to Recura Inc.. You may download Recura, to view, use, and display the application on your mobile device for your personal use only.

This constitutes the grant of a license, not a transfer of title. This license shall automatically terminate if you violate any of these restrictions or these Terms of Service, and may be terminated by Recura Inc. at any time.

Automatic Updates

You give us permission to download and install updates to Recura on your device in accordance with your privacy preferences. This permission can be revoked at any time by deleting Recura from your device.

Liability

Recura and the materials in Recura and on our website are provided on an 'as is' basis. To the extent permitted by law, Recura Inc. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property, or other violation of rights.

In no event shall Recura Inc. or its suppliers be liable for any consequential loss suffered or incurred by you or any third party arising from the use or inability to use Recura, our website, or any other services provided by Recura Inc. or the materials in Recura, even if Recura Inc. or an authorized representative has been notified, orally or in writing, of the possibility of such damage.

In the context of this agreement, “consequential loss” includes any consequential loss, indirect loss, real or anticipated loss of profit, loss of benefit, loss of revenue, loss of business, loss of goodwill, loss of opportunity, loss of savings, loss of reputation, loss of use and/or loss or corruption of data, whether under statute, contract, equity, tort (including negligence), indemnity, or otherwise.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing in Recura or on our website are not comprehensive and are for general information purposes only. To the extent permitted by law, Recura Inc. does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials in Recura or on our website, or otherwise relating to such materials or on any resources linked to Recura and our website.

Links

Recura Inc. has not reviewed all of the sites linked to Recura or on its corresponding website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement, approval, or control by Recura Inc. of the site. Use of any such linked website is at your own risk and we strongly advise you make your own investigations with respect to the suitability of those sites.

Electronic Fund Transfers (EFTs) and Account Balances

Recura partners with financial services software company Sila Inc. (Sila) and banking services provider Evolve Bank & Trust (Evolve), member FDIC, to offer you electronic fund transfers (EFTs). By creating a Recura account and initiating bank deposits or withdrawals, you agree to Sila’s terms of service, https://silamoney.com/terms-of-service/, Sila’s acceptable use policy, https://silamoney.com/acceptable-use-policy/, and Evolve’s demand deposit account agreement, https://silamoney.com/evolve-bank-deposit-agreement/, (together, the “Partner Terms”). You must comply with the Partner Terms when creating or using your Recura Account. The Partner Terms may be modified from time to time, and the governing versions are incorporated by reference into these Terms of Service. Any term not defined in this section but defined in the Partner Terms assumes the meaning as defined in the Partner Terms. IT IS YOUR RESPONSIBILITY TO READ AND UNDERSTAND THE PARTNER TERMS BECAUSE THEY CONTAIN TERMS AND CONDITIONS CONCERNING YOUR RECURA ACCOUNT, INCLUDING BUT NOT LIMITED TO LIMITATIONS, REVERSALS, AND ARBITRATION PROVISIONS, AND YOUR RELEVANT RIGHTS AND LIABILITIES.

Notice regarding Apple

To the extent that you are using or accessing Recura on an iOS device, you acknowledge and agree to the terms of this clause. You acknowledge that these Terms of Service are between you and Recura Inc. only, not with Apple Inc. (Apple), and Apple is not responsible for Recura and any materials available in Recura.

Apple has no obligation to furnish you with any maintenance and support services with respect to Recura.

If Recura fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price of the mobile application to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to Recura and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be our responsibility.

Apple is not responsible for addressing any claims by you or any third party relating to Recura or your use of Recura, including but not limited to (1) product liability claims; (2) any claim that our mobile application fails to conform to any applicable legal or regulatory requirement; and (3) claims arising under consumer protection or similar legislation.

Apple is not responsible for the investigation, defence, settlement, and discharge of any third-party claim that our mobile application infringes that third party’s intellectual property rights.

You agree to comply with any applicable third-party terms when using Recura, including any Usage Rules set forth in the Apple App Store Agreement of Service.

Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms of Service, and upon your acceptance of these Terms of Service, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms of Service against you as a third-party beneficiary of these Terms of Service.

You hereby represent and warrant that (1) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (2) you are not listed on any U.S. Government list of prohibited or restricted parties.

Right to Terminate

We may suspend or terminate your Recura account and right to use Recura and these Terms of Service immediately upon written notice to you for any breach of these Terms of Service.

Severance

Any term of these Terms of Service which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity of the remainder of these Terms of Service is not affected.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Michigan. You irrevocably submit to the exclusive jurisdiction of the courts in that State or location.